How to build a KYC Agent

This intelligent workflow transforms your customer onboarding process by automating the most labor-intensive aspects of KYC compliance. Here's how it works:

1. Document Upload & Processing Users upload identity documents (passports, driver's licenses, or national IDs) which are automatically processed using OCR technology to extract readable text from images.

2. Intelligent Data Extraction An AI model extracts key identity fields including full name, date of birth, nationality, document type, document number, expiry date, issuing country, and address—outputting structured JSON data ready for downstream processing.

3. Automated Record Keeping Extracted identity information is automatically written to an Excel spreadsheet in SharePoint, creating an auditable trail of all processed documents.

4. Sanctions & Media Screening A specialized AI agent performs real-time web searches to check the individual against sanctions lists (OFAC, EU, UN), identify Politically Exposed Persons (PEP) status, and surface any adverse media coverage.

5. Comprehensive Risk Assessment A compliance-focused AI analyzes all gathered information to deliver:

• Document validation status

• Sanctions/PEP screening results

• Adverse media analysis

• Final KYC decision (APPROVED, REVIEW_NEEDED, or REJECTED)

• Risk score (LOW, MEDIUM, HIGH)

• Specific flags and recommendations

6. Automated Documentation The complete risk assessment is automatically saved as a Word document in SharePoint, named with the individual's name for easy retrieval and compliance auditing.

Key Benefits:

• Reduce manual processing time from hours to minutes

• Ensure consistent, thorough compliance checks

• Maintain complete audit trails automatically

• Scale your onboarding without scaling your compliance team